Investment Plus Accounting Group: Most people still imagine accountants as back-office figures — balancing books, preparing tax returns, and keeping clients out of trouble with the tax office. While that image might have worked a generation ago, today’s financial world is far more complex. Automation now takes care of compliance tasks in seconds, and globalisation means wealth often crosses multiple borders. The real challenge is no longer simply staying compliant, but staying competitive.
This is exactly where Investment Plus Accounting Group has made its mark. Instead of stopping at traditional accounting, the firm focuses on strategies that not only safeguard wealth but also help it grow and endure across generations. Widely known as the One Percent Accountants, their reputation rests on delivering results that few others in the industry can achieve.
Looking Beyond Compliance
At the core of Investment Plus’s philosophy is the idea that accounting should never stop at compliance. Filing returns and meeting reporting obligations is the baseline, not the goal. The real work lies in strategy.
By harnessing automation to handle repetitive tasks, the team creates space to focus on what matters most: structuring wealth, minimising tax, and positioning clients for long-term success. This approach ensures that clients aren’t just reacting to changes in tax law or economic conditions, but are already prepared for them.
In an interconnected economy, that preparation often extends across borders. Many of the firm’s clients operate internationally, so navigating treaties, OECD rules, and multiple tax regimes becomes critical. Investment Plus doesn’t just help them comply with regulations — it ensures they can seize opportunities others miss.
Investment Plus Accounting Group: The SFC Framework
One of the firm’s unique strengths is its SFC framework — Structure, Flexibility, and Control. It’s a way of managing wealth that recognises the realities of a fast-changing world.
- Structure: The right foundation is essential. That might mean companies, trusts, or international vehicles designed to direct income efficiently and protect assets from risk.
- Flexibility: Laws change, markets move, and family circumstances evolve. The firm’s structures are designed with adaptability built in, so clients can adjust quickly without dismantling their entire financial framework.
- Control: True wealth is meaningful only when clients retain control over it. Investment Plus provides real-time insights and ongoing oversight, empowering clients to make informed decisions rather than waiting for year-end reports.
Instead of simply recording financial history, this process actively shapes the future.
Helping Businesses Scale
For small and medium-sized businesses, the numbers can tell only part of the story. A balance sheet might look steady while inefficiencies quietly eat away at profitability. Investment Plus digs deeper, uncovering what the numbers don’t immediately reveal.
Through forensic analysis, the team identifies margin leaks, underutilised assets, and hidden costs. They benchmark performance against industry standards, highlighting areas where businesses can tighten operations and improve results. From there, they design scaling models that stress-test different growth scenarios, ensuring expansion is safe and sustainable.
This approach means business owners can grow with confidence, knowing their structures, cashflow, and tax planning are ready for the next stage.
Navigating Challenges
Not every business thrives forever, and when cashflow pressures build, tough decisions are needed. Too often, owners wait until options are limited. Investment Plus takes a proactive stance, applying a triage process to determine whether turnaround or closure is the best path.
Where the fundamentals are sound, the firm works to restructure debts, cut inefficiencies, and restore profitability. Where recovery isn’t realistic, it guides owners through an orderly wind-down, protecting them from personal liability and maximising the preservation of wealth.
In both cases, the focus is on creating a clear path forward. Owners leave stronger, whether through a restructured entity ready to grow again or through strategies that safeguard their personal finances.
Protecting and Preserving Wealth
For high-net-worth individuals and families, Investment Plus specialises in wealth protection strategies that are as robust as they are forward-looking. Multi-layered structures, jurisdictional diversification, and dynamic trust arrangements are used to insulate assets from litigation, creditors, and sudden regulatory changes.
The firm also applies stress-testing to every structure, assessing how it would hold up under audits, legislative changes, or economic downturns. By anticipating threats before they materialise, clients gain peace of mind knowing their wealth is shielded against uncertainty.
Thinking Internationally
Residency and cross-border planning is another area where the firm stands apart. Whether clients are looking at Dubai’s tax-free environment or New Zealand’s stable economy, Investment Plus balances eligibility with long-term financial impacts.
Rather than simply setting up offshore entities, the firm designs holistic strategies that align with Australian tax rules, global treaties, and succession planning. This ensures clients gain the benefits of overseas residency without triggering hidden risks.
The Person Behind the Firm
At the centre of Investment Plus Accounting Group is Peter Ristevski, a figure known in the industry as the One Percent Accountant. With decades of experience in tax strategy, structuring, and wealth protection, he has built a reputation for delivering outcomes that go beyond traditional accounting.
His SFC framework has become a signature approach, and his work has been recognised with numerous accolades. In 2024, he was named Best Tax Accountant in Australia by the Best of Best Awards. He contributes regularly to Brainz Magazine and has been featured in Forbes and Smart Company.
But beyond the recognition, his reputation rests on a clear vision: to give clients the same tools and strategies that the wealthiest individuals use to stay at the top.
Why It Matters
As compliance becomes increasingly automated, the value of accounting lies in foresight, creativity, and strategy. Investment Plus Accounting Group is redefining what it means to be an accountant in this new world.
Their clients are not only compliant — they are competitive. They scale their businesses smarter, protect their wealth more securely, and seize opportunities across borders with confidence.
That is why the firm is known as the One Percent Accountants. Not because they serve only the wealthy, but because they deliver outcomes that place clients in the very top tier of financial success.
Peter Ristevski: The One Percent Accountant
Peter Ristevski, CEO and Founder of Investment Plus Accounting Group, is widely known as the “One Percent Accountant.” With decades of expertise in tax strategy, asset protection, and international structuring, he has built a reputation for delivering results that go well beyond traditional accounting.
His innovative SFC process — Structure, Flexibility, Control — has helped businesses and individuals safeguard their wealth while scaling it across borders. As a trusted advisor to entrepreneurs, investors, and high-net-worth clients, Peter’s mission is clear: to provide access to the same tools and strategies used by the world’s top one percent to preserve and grow wealth.
Recognised as the Best Tax Accountant in Australia in 2024 by the Best of Best Awards, Peter is also a contributor to Brainz Magazine and has been featured in Forbes and Smart Company.
“We empower clients to take control of their wealth through smart investing and innovative compliant strategies that minimise tax and protect assets — all with financial independence as the ultimate goal.”
